Nearly 500 children between the ages of five and nine are killed each year in auto accidents, and over 100,000 are injured due to improper seat belt use,” says Judith Lee Stone, president for Advocates for Highway Safety.

Recent government data indicates people are generally driving less, and driving fewer miles usually means fewer car accidents and injuries. Why are people driving less and how will this affect car insurance rates?

Between gas prices and the economy, American drivers are having trouble deciding what autos to buy. Many people are exploring alternatives, from bikes, to buses, to biofuels. One auto alternative is hybrid cars.

There are a lot of different stereotypes out there regarding men and women, such as all guys like sports and all women like to shop, but how well do they really hold up when put under the microscope? If you did a conclusive study about them, you’d probably find that most stereotypes are not very accurate among genders.

As we all know, there are many factors that influence how much we pay for car insurance. A major consideration for car insurance providers is whether your car is on the "Most Stolen" list. If your car happens to be on the frequently stolen list, chances are your insurance rates will go up.

As you probably know, our credit histories will affect a lot of things we want to buy in the future; loan for a house, car, boat, trying to rent an apartment, etc. What a lot of people don't know is that your credit score can affect your auto insurance premiums.

Getting insurance while having a learner's permit depends on state law and the policy of the insurance company you have contacted. You may be able to find an insurance company that will insure you with only a learner's permit. The insurance company will likely require you to take out your auto insurance policy with an additional fully licensed driver though. And depending on your age the insurance company may request that you obtain a regular driver's license within a certain period of time, usually 30 days.